Using only pennies, nickels, dimes, and quarters, what is the smallest number of coins Freddie would need so he could pay any amount of money less than one dollar? <spanclass=′latex−bold′>(A)</span>6<spanclass=′latex−bold′>(B)</span>10<spanclass=′latex−bold′>(C)</span>15<spanclass=′latex−bold′>(D)</span>25<spanclass=′latex−bold′>(E)</span>99